Access more borrowing power than your local bank with greater options than the big institutions.
As a Nationwide Direct FDIC Insured Lender, providing options. in all 50 states, we set ourselves apart from the same boring banks by providing our customers more borrowing power & loan options.
You need bankers who will listen, experts that make the numbers work to your favor, who hit your closing on-time, and provide competitive advantages consumers need in today's market conditions.
Where our competition just offers standard home loans, we go above and beyond, by offering qualified borrowers access to extra unsecured capital to transform their buying experience.
Nationwide Direct Lender: Serving all 50 states so you can find and buy anywhere in the U.S. We're highly rated (great 5-stars), heavily awarded, FDIC Insured, and an Equal Housing Lender.
Our Own Loan Committee: We view every aspect of your request from home to income and assets, and seek compensating factors to find more ways to approve your loan, not deny it.
Extra Borrowing Power: We offer qualified borrowers up to *$50,000 extra in unsecured funding to support your purchase, underwritten from the same credit pull, and accessible before or same day as your home closing.
Our Nationwide coverage, 5-star bankers, and our top-rated loan committee help approve the more complex scenarios, setting us far apart from the other banks you encounter.
With our unsecured loan, you can leverage additional financial power by immediately securing additional funds to use as needed, whether for your last home, this home, or the next!
Some customers choose to consolidate debt before closing, this lowers their debt ratio and increases their loan amount and negotiating power.
Use these funds for a home or room renovation, property expansion, furniture purchase, appliance upgrades, or anything in between!
This extra loan underwritten by us at the same time, gives you the flexibility to make your investment property dreams a reality. Funds can be accessed prior to or at closing.
No collateral required and fast approval times, enjoy the peace of mind that comes with knowing you have the resources you need to succeed. Discover the power of our unsecured loan and level-up your investment portfolio.
*Just keep in mind, this unsecured loan can not be used to fulfill down payment requirements.
You could furnish your entire home with new furniture, appliances, and decor. From a cozy living room to a fully equipped kitchen, you could create the home of your dreams.
Let your imagination run wild with the possibility of turning a blank canvas of grass into a wonderful relaxation retreat. Add an outdoor kitchen, pool, hot tub, spa, or ice-bath, lounges, multi-tiered decking, or add fire-pits and water features.
Lowering debt is a smart financial move, surely when it comes to high-interest car loans, personal debt, or credit cards. By doing so, you'll free up monthly cash flow and reduce financial worries.
Renovate your home, whether it's a kitchen remodel, a new bathroom, update all appliances, or even a complete makeover. This may not only improve the value of your home but also give you a more customized living space, perfect for you.
Increase your wealth or payoff your home faster by investing in the rental markets. Whether you want to be an AirBNB Host, design a basement or attic rental unit, or add an accessory dwelling unit to your backyard, this could be the time to start.
Need to hire help around the house, want to build a home office, start a new home-based business for extra income, or hire property rental management, the options are endless to use these funds as you wish, the next step is up to you.
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
We're the direct lender, the bank, the team with the cash and the decision makers.
We won't share and sell your information to 5 or more companies who will call, text, spam you, and violate your data. We offer soft pull credit reports if not ready to make a decision, we underwrite, and fund in-house.
Options such as credit scores down to 580, down payment assistance programs, 2nd homes, investor loans, bank statement loans, ITIN funding for foreign nationals, 100% LTV purchase loan programs for Medical Pros, Veterans, USDA buyers and more.
Get up to *$50,000 EXTRA unsecured to use as you wish... Pay-off debt, remodel, furnish the home, and more. Offering you a huge difference when it comes to buying a new home. You could build out a rental unit, add onto the property, & so much more. Get creative and use the power of our money to your advantage.
(Messaging & Data Rates May Apply For SMS Text)
Conventional, FHA, USDA, VA, Non QM, Bank Statement Loans, ITIN Foreign National Financing, & In-House Portfolio Options, Committee Approval For Compensating Factors & More.
Great Construction Loans for Stick-Built, Modular, Manufactured, Log Cabin, Barndominium, Foam Homes, ICF, SIP, & ADU (Accessory Dwelling Units). As the style of homes evolves so do we.
Primary Residence, 2nd Home, & Investment Properties. We want to stay with you through the years.
Single Family, Duplex, TriPlex, 4-Family+, Condo, High-Rises, & Townhomes. We have you covered.
Hundreds Of Programs Including Construction, Renovation, Home Additions, Purchase, Streamline IRRRL Refi, Cash-Out, Debt Consolidation, Bridge Loans, and Cross Collateralization exceptions when needed.
Real Reviews From Our Clients On Top Rated® & Zillow Sites, Photos Used Protect The Identity Of Our Customers.
Working with TFSB, Gus and Rosemarie we were finally able to turn our dreams into something attainable. We cannot thank them enough for the confidence and effort in their work to get us not only a mortgage but a consumer loan. Offering us the consumer loan to consolidate our debt made home ownership possible. They treat us like a friend not just a loan number.
Zillow Review
Whenever I had a question or a bump in the road - Robert was there to explain it to me and provide me with a resolution. Compared to my experience with other mortgage bankers, he puts them in the dust! My last interaction with another mortgage banker told me I can only do between 10%-20% down (which I already knew is not true being a banker) and it was a world of difference working with Robert. He explained to me all the scenarios between 3% down to paying cash in full. All in all, I would highly recommend Robert to everyone and without a question.
Zillow Review
I've completed 4 or 5 loans with Saif and Richie. They work very hard to get everything together. They communicate consistently, but don't pester me. I've even had them compete with other lenders and they always win. Whether it's rate or service they get my business every time. I highly recommend working them. They're professional, competent, efficient, and great to work with in every way.
Top Rated® Local Review
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
Member FDIC. Equal Housing Lender
NMLS# 411500
4120 W Diversey Ave, Ste C501, Chicago, IL 60639
A+ Better Business Bureau Rating
All Rights Reserved @ 2019 - 2024
All Images Copyright Protected